Claim These 13 Canadian Tax Credits on Your Return This Year

Rowan Ashford

Published: March 12, 2026 5:05 PM ET

Claim These 13 Canadian Tax Credits on Your Return This Year

Tax season brings the opportunity for Canadian taxpayers to take advantage of various tax credits. These credits can significantly reduce tax liabilities or result in refunds. Understanding and claiming these credits is essential for maximizing financial benefits. Here are thirteen Canadian tax credits that you can claim on your tax return this year, including lesser-known options.

1. Disability Tax Credit

The Disability Tax Credit is a non-refundable credit designed for individuals with disabilities or their supporting family members. To qualify, applicants must have a severe and prolonged impairment.

Amount for individuals 18+: $10,138
Amount for children under 18: $16,052 (includes a $5,914 supplement)
Claim on Line 31600 for yourself, Line 31800 for dependants, and Line 32600 for a spouse/partner.

2. Canada Caregiver Credit

This non-refundable credit supports those who care for family members with mental or physical illnesses. The credit varies based on the relationship to the recipient.

For spouse/common-law partner: up to $2,687 on Line 30300.
For dependants 18 and older: claim up to $8,601 on Line 30425.
For dependants under 18: claim $2,687 on Line 30400 or Line 30500.

3. Canada Training Credit

The Canada Training Credit is a refundable credit for individuals who pay for tuition and other eligible fees. To qualify, you must meet specific criteria.

Must file an income tax return.
Tuition must be paid to an eligible institution.
Amount claimed: Lower of 50% of eligible fees or your training credit limit.

4. Home Accessibility Tax Credit

This non-refundable credit assists homeowners who make renovations for better accessibility and safety.

Eligible expenses include materials, fixtures, and equipment rentals.
Maximum claim: $20,000 per year.
Claim this credit on Line 31285.

5. Home Buyers’ Amount

First-time home buyers can claim this non-refundable credit upon acquiring a qualifying home.

Maximum claim: $10,000, provided no other home was owned in the prior five years.
Claim on Line 31270 of your tax return.

6. Canada Workers Benefit

This refundable credit supports low-income workers with a basic amount and a disability supplement.

Maximum basic amount: $1,633 for singles; $2,813 for families.
Disability supplement: $843 for both singles and families.
Fill out Schedule 6 to claim.

7. Interest Paid on Student Loans

If you paid interest on qualifying student loans, you might be eligible for this credit.

Claimable if the loan was received under applicable Canadian student loan acts.
Enter amounts on Line 31900 and provincial variations if applicable.

8. Donations and Gifts

You can claim tax credits for donations made to registered institutions.

Claimable amounts can reach up to 75% of your net income.

9. Top-up Tax Credit

This new credit aims to mitigate impacts from changes to the lowest individual income tax rate.

Maintain a 15% rate for certain credits over the first income tax bracket threshold of $57,375.
Complete the chart for Line 34990 to claim.

10. Federal Political Contribution Tax Credit

Claimable amounts for contributions made to registered political parties or candidates.

Contributions of $1,275 or more allow for a flat claim of $650.

11. Investment Tax Credit

This credit is for those investing in certain activities like research and development, or in eligible properties.

Claim requires filling Form T2038(IND).

12. Multigenerational Home Renovation Tax Credit

This refundable credit helps cover costs of creating self-contained secondary units for seniors or those with disabilities.

Maximum claim: $50,000 in renovations with a 14.5% tax credit on costs up to $7,250.

13. Educator School Supply Tax Credit

Eligible educators may claim this non-refundable credit for paid teaching supplies.

Claimable amounts up to $1,000 for eligible expenses.
Report on Line 46800 and calculate on Line 46900.

These tax credits could mean substantial savings or refunds for Canadian taxpayers this tax year. Make sure to explore each option carefully to optimize your claims when filing your return at Filmogaz.com.