April 2026 Bank Holidays: Salary Delays and Complete Shutdown Schedule
Many account holders may see delayed credits and uncleared cheques today. Most bank branches are closed countrywide on April 1 for year-end account finalization as the new financial year begins.
Reason for the shutdown
Indian banks observe a reserve-bank-specified closure on the start of the financial year. The FY27 period begins on April 1. Branches close to complete annual reconciliations and settlements.
Key April closures and affected locations
Below is the month’s main closure schedule. This summary highlights likely salary delays and service interruptions.
| Date | Occasion | Cities affected / notes |
|---|---|---|
| Apr 1 | Year-end finalization (start of FY27) | Most cities closed. Open in Aizawl, Gangtok, Kohima, Ranchi, Shillong, Shimla. |
| Apr 2 | Maundy Thursday | Kochi, Thiruvananthapuram closed. |
| Apr 3 | Good Friday | Most cities closed. Open in Agartala, Chandigarh, Guwahati, Jaipur, Jammu, Srinagar. |
| Apr 14 | Ambedkar Jayanti and regional new-year festivals | Most cities closed. |
| Apr 15 | Bengali New Year, Vishu, Bohag Bihu, Himachal Day | Agartala, Guwahati, Itanagar, Kochi, Kolkata, Shimla, Thiruvananthapuram closed. |
| Apr 16 | Bohag Bihu | Guwahati closed. |
| Apr 20 | Basava Jayanti, Akshaya Tritiya | Bengaluru closed. |
| Apr 21 | Garia Puja | Agartala closed. |
| Apr 11 & Apr 25 | Second and fourth Saturday weekly closures | Banks follow usual Saturday and Sunday holidays. |
Cities with limited or continued operations
Some branches remain open despite national closures. Aizawl, Gangtok, Kohima, Ranchi, Shillong and Shimla operate on April 1. Services there may be restricted.
Digital banking status
Online channels stay functional across holidays. UPI and internet banking services are unaffected. Use digital payments for urgent transfers.
Practical advice for customers
- Expect salary delays if payroll processing coincides with branch closures.
- Cheques issued on closed dates may clear after reopening.
- Call your local branch before visiting for over-the-counter work.
- Rely on digital methods for time-sensitive payments.
This overview from Filmogaz.com covers April 2026 bank holidays and highlights possible salary delays. It also outlines the complete shutdown schedule by date and city.
