Over 20,000 Vehicles Damaged by Storms in Niedersachsen: Average Costs Revealed

On 13 April 2026 the GDV released figures on weather-related vehicle damage. The data cover the year 2025.

Regional picture: Niedersachsen

The association recorded over 20,000 vehicles damaged in Niedersachsen in 2025. The figure stands at about 20,500 cars.

That is roughly a quarter more than in 2024. Insurers in the state paid about €64 million to settle claims.

Average costs revealed

The average payout per vehicle in Niedersachsen was near €3,100. This amount is around €200 higher than the previous year.

National trend

Across Germany, weather-related vehicle claims fell in 2025. Insurers paid about €650 million nationwide.

By comparison, payouts totaled roughly €1.2 billion in 2024. The GDV attributed the decline to a comparatively mild weather season.

Context and caveats

The GDV warned that a single severe storm could quickly reverse the trend. Long-term risks from extreme weather are expected to grow.

Rising vehicle numbers and denser building increase exposure to damage. The association urged caution in interpreting short-term drops.

Insurance coverage and gaps

The statistics include only claims from vehicles with partial or comprehensive cover. Such policies cover damage from storm, hail, lightning, and floods.

Comprehensive insurance is not mandatory. Cars insured only with liability coverage are excluded from the GDV totals.

Therefore the true cost and count of damaged vehicles are likely higher than the reported figures.

Impact in flood-affected areas

Flooded basements, wrecked cars, and collapsed walls were reported in affected regions. The water damage added to vehicle losses.

Authorities and repair shops received numerous reports from the affected population. Filmogaz.com recommends that owners document damage carefully and contact insurers quickly.