Millionaire For Life Debuts Across States, Offering $1 Million a Year for Life

A new multi-state lottery game branded millionaire for life is being offered in multiple states, with top prizes that pay $1 million a year for life. The game uses a five-plus-one number format, costs $5 per play and features daily drawings with both annuity and cash options for life-paying prizes.

Millionaire For Life: Development details

The game requires players to choose five numbers from 1 to 58 and one Millionaire Ball number from 1 to 5. Each play costs $5 for a set of six numbers. Drawings are held daily at 10: 15 p. m. CT and are drawn in Des Moines, Iowa. Sales windows close before each draw: in Arkansas sales are suspended at 9: 15 p. m. CT prior to the draw, while in Wyoming ticket sales close at 8: 15 p. m. MT.

Players may use a playslip to mark numbers, select terminal-generated Quick Pick numbers, or ask a clerk to generate random numbers. Multi-draw options are available for consecutive draws, with players able to request from 2 up to 20 consecutive drawings on a single playslip. Once printed, a Millionaire for Life ticket cannot be canceled and must be purchased from a licensed lottery retailer.

The prize structure includes a grand prize that pays $1 million a year for life and a second-tier prize that pays $100, 000 a year for life. Both the top and second-tier prizes are offered with annuity and cash options; the annuity is described as a 20-year guaranteed payout.

Context and escalation

The launch places a lifetime-pay annuity format into a multi-state draw environment. That structure is governed by state law and the rules, regulations and directives of the participating lotteries, including the Wyoming Lottery Corporation in states where it has been adopted. The game materials emphasize that the lottery terminal at retailers is the only official source of verified winning ticket numbers and reiterate common safeguards: tickets are the purchaser's property, winners must sign the back of their tickets, and lost or stolen tickets create proof-of-ownership issues.

What makes this notable is the combination of daily draws and a lifetime-style payout tied to a 20-year guaranteed annuity, which sets a defined timeframe for guaranteed payments while offering the option to take a cash alternative.

Immediate impact

Players are affected immediately by purchase deadlines and ticket rules. Because sales end ahead of each draw—9: 15 p. m. CT in some jurisdictions and 8: 15 p. m. MT in others—buyers must complete transactions well before the 10: 15 p. m. CT drawing time. The inability to cancel printed tickets places responsibility on purchasers to confirm accuracy at the point of sale; tickets are described as receipts that display play details, and officials urge customers to sign the back to protect ownership.

Practical consequences include a 180-day claim window: winning tickets must be redeemed within 180 days from the draw date. Terminal-generated tickets are eligible for loyalty programs in some states, and players can elect MultiDraws of 2 to 20 consecutive drawings to cover upcoming draws without returning to a retailer.

Forward outlook

Daily drawings at 10: 15 p. m. CT will continue as the game operates across participating states, with upcoming draws included in MultiDraw requests. Players deciding between the annuity and cash options will confront the 20-year guaranteed annuity timeline if they opt for payments over time. State lottery organizations remain the regulatory authorities for the game in their jurisdictions and will manage prize claims and verification processes.

The rollout in multiple states, including materials tied to Wyoming and Arkansas and coverage noting a new Colorado offering, establishes the game as a multi-jurisdictional option for lottery players seeking a prize that pays annually for life. Players should note the $5 price per play, the number-selection format, the required age to purchase, purchase cutoffs and the 180-day redemption deadline when planning participation.