Top 3 ASX Dividend Stocks to Buy Now with $3,000

Rowan Ashford

Published: January 28, 2026 5:35 AM ET

Investing in ASX dividend stocks is a strategic approach for passive income. With just $3,000, investors can significantly impact their financial future. Here, we explore three standout ASX dividend stocks worthy of consideration.

Top 3 ASX Dividend Stocks to Buy Now with $3,000

Bailador Technology Investments Ltd (ASX: BTI)

Bailador Technology Investments specializes in private technology businesses during their growth phases. The company’s focus spans several sectors, including digital healthcare and property investment.

Portfolio revenue growth: 47% in FY25.
Dividend yield: 6.3%, potentially 9% with franking credits.
Current share price reflects a 36% discount to net tangible assets (NTA).

This diversified approach positions Bailador for long-term value creation. The technology sector’s potential for high profit margins makes this stock particularly attractive for investors.

Future Generation Australia Ltd (ASX: FGX)

Future Generation Australia is a listed investment company (LIC) with a unique mission. It invests in a portfolio managed by various fund managers, who forgo fees to support youth charities with 1% of net assets annually.

Dividend growth: consistent for a decade.
Grossed-up dividend yield: 7.7%.
No management or performance fees.

This structure allows Future Generation Australia to offer diversification across numerous underlying businesses, making it suitable for investors seeking consistent returns.

WCM Quality Global Growth Fund (ASX: WCMQ)

The WCM Quality Global Growth Fund aims for a 5% dividend yield while balancing income and capital growth. It focuses on companies with robust competitive advantages and is diversified across global markets.

Average net returns: 15.9% per year since inception in August 2018.
Exposure to both US and non-US shares.
Strategy focused on economic moats and business cultures supporting growth.

The fund’s rising net asset value (NAV) enhances its ability to provide larger distributions over time. Investors can benefit from both income and potential capital gains.

With these options, investors looking to strategically allocate $3,000 can leverage the benefits of dividend yields, growth potential, and diversification. Choosing the right ASX dividend stocks can lead to a stable and growing income stream.